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Car Insurance First Issued: Anniversary, 1898

February 1st, 2024

Company: Department of Motor Vehicles
Web site: http://www.dmv.org/articles/history-of-car-insurance/

There could be no history of car insurance without the development of the car. While there were many steam-powered vehicles and other types of cars being produced, it wasn't until 1893 that the first gasoline-powered car was built in the US by Charles and Frank Duryea. There had always been a type of car insurance for these vehicles, based on the marine insurance, to protect the owner from loss. Then in 1898 the first car insurance policy covering liability was issued to a man named Truman J. Martin through Travelers Insurance Company of Hartford, CT.

 
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